Canada Raises $800 OAS : For many Canadian seniors, Old Age Security (OAS) is a lifeline—helping cover the cost of food, housing, transportation, and other essentials during retirement. In August 2025, the federal government has confirmed a modest boost to OAS payments, with seniors aged 75 and over now receiving up to \$808.45 per month.
This increase comes at a critical time as the cost of living continues to climb. The Canada Revenue Agency (CRA) will deposit these updated amounts directly into eligible seniors’ accounts later this month. Here’s everything you need to know about the August OAS payment, eligibility, and how to maximize your retirement benefits.
What Is Old Age Security and How Much Will You Receive in August 2025?
The Old Age Security program is Canada’s largest public pension for seniors aged 65 and older. Unlike the Canada Pension Plan (CPP), which is based on work history and contributions, OAS is funded through general tax revenue and depends on age and residency.
The government adjusts OAS amounts quarterly—in January, April, July, and October—to keep up with inflation. Payments never go down, even if prices stabilize.
Maximum Monthly OAS for August 2025:
| Age Group | Maximum Monthly OAS |
|---|---|
| 65 to 74 | \$734.95 |
| 75 and older | \$808.45 |
| With GIS (est.) | Over \$1,800 |
The August increase is part of the government’s ongoing effort to shield retirees from the sharp rise in essential costs.
OAS August 2025 Payment Date
The next OAS payment will be deposited on Tuesday, August 27, 2025.
- Direct deposit recipients will see the funds in their bank accounts on the same day.
- Cheque recipients should allow a few extra business days for delivery.
Payments are typically issued in the last week of each month, so seniors are encouraged to sign up for direct deposit via My Service Canada Account to avoid mail delays.
Who Is Eligible for OAS?
To qualify for Old Age Security, you must:
- Be 65 years or older.
- Be a Canadian citizen or legal resident at the time your application is approved.
- Have lived in Canada for at least 10 years after turning 18.
If you live outside Canada, you may still qualify if you lived in Canada for at least 20 years after the age of 18.
OAS Clawback Thresholds for 2025
High-income seniors may see their OAS reduced through the OAS Recovery Tax (often called the “clawback”).
Annual Income Thresholds for 2025:
| Age Group | Net Annual Income Threshold |
|---|---|
| 65 to 74 | \$148,541 |
| 75 and older | \$154,196 |
If your income exceeds these amounts, you may have to repay part or all of your OAS through your annual tax return.
How to Apply for OAS Payments
In most cases, Service Canada automatically enrolls eligible Canadians in OAS when they approach their 65th birthday. You will receive a letter confirming enrollment and your payment start date.
If you are not automatically enrolled, you can apply:
- Online via My Service Canada Account.
- By mail using the paper application form.
- In person at a Service Canada Centre.
You can choose to start receiving OAS anytime between age 65 and 70. Delaying can increase your monthly payment by up to 36%.
Is OAS Taxable Income?
Yes, OAS payments are considered taxable income in Canada.
By default, no tax is withheld unless you request it. To avoid a large tax bill at year-end, you can:
- Request voluntary withholding through My Service Canada Account.
- Submit the paper Request for Voluntary Federal Income Tax Deductions form.
Remaining OAS Payment Dates in 2025
After August, here’s when seniors can expect the remaining OAS payments for this year:
| Month | Payment Date |
|---|---|
| August | August 27, 2025 |
| September | September 25, 2025 |
| October | October 29, 2025 |
| November | November 26, 2025 |
| December | December 22, 2025 |
Guaranteed Income Supplement (GIS) Add-On
For low-income seniors, the Guaranteed Income Supplement (GIS) provides additional monthly support. GIS is non-taxable and added to OAS payments.
A senior receiving both OAS and GIS could get over \$1,800 per month, depending on:
- Household income.
- Marital status.
- Whether their spouse or partner also receives OAS/GIS.
To qualify for GIS, you must file your income tax return every year, even if you have no income to report.
Why This August Increase Matters
With rising food prices, housing costs, and transportation expenses, even modest pension increases can make a meaningful difference for retirees.
The August 2025 OAS adjustment ensures that seniors’ purchasing power keeps pace with inflation, helping them maintain independence and financial stability in retirement.
Final Word
The August 2025 OAS payment is more than just a pension deposit—it’s part of a broader commitment to supporting seniors in an era of high living costs.
With payments now topping \$808.45 for those aged 75 and older, and additional support through GIS for low-income retirees, Canadian seniors are better positioned to manage the economic challenges of retirement.
Seniors should make sure their direct deposit details and Service Canada account information are up to date to avoid any payment delays and maximize the benefits they’re entitled to receive.
Frequently Asked Questions (Canada Raises $800 OAS for August 2025, Check Full Eligibility and Payment Date)
1. What is the $800 OAS increase for August 2025?
The Government of Canada has announced an additional $800 Old Age Security (OAS) payment for eligible seniors in August 2025. This boost is aimed at helping retirees cope with rising living costs, particularly for housing, groceries, and healthcare.
2. Who is eligible for the $800 OAS payment?
To qualify, you must already be receiving OAS benefits, be 65 years of age or older, and meet residency requirements, which typically include living in Canada for at least 10 years after age 18.
3. When will the $800 be paid?
The extra $800 will be issued with the regular OAS payment for August 2025. Payment dates may vary slightly depending on your bank’s processing time, but most recipients should see it in their accounts on the official OAS payment date for that month.
4. Do I need to apply for the extra $800?
No. Eligible seniors will receive the increase automatically if they are already approved for OAS. There’s no need to submit a separate application.
5. Will this $800 be a one-time payment or permanent?
For now, the $800 is confirmed as a one-time boost for August 2025. Any decision to make it permanent or repeat it in future months will depend on future government announcements and budget decisions.
6. How can I confirm my eligibility?
You can log in to your My Service Canada Account or contact Service Canada directly to verify your eligibility and check your payment details.